Is it really true that the government will give you grants to buy a home if you are a single mother?

Or a low income family?Is it really true that the government will give you grants to buy a home if you are a single mother?
Every state has a housing finance agency. That's the place to start, as they are the ones in charge of doling out the grants and subsidies, and can steer you to their approved lenders.





Just do an internet search for your state housing finance agency.





Low income and single moms are two of the criteria they are looking to assist.Is it really true that the government will give you grants to buy a home if you are a single mother?
This is an excerpt from the website for the Fannie Mae Foundation. They aren't government, but they are really helpful when it comes to buying a home.








';For most of us, a home is more than simple shelter or a good investment. A home of our own is a dream come true and symbolizes who we are.





At Fannie Mae, the home symbolizes who we are, too. Our public mission, and our defining goal, is to help more families achieve the American Dream of homeownership.





We do that by providing financial products and services that make it possible for low-, moderate-, and middle-income families to buy homes of their own. Since Fannie Mae began in 1968, we have helped more than 63 million families achieve the American Dream of homeownership.





In order to serve America and carry out our mission, we need to be a company that represents all Americans. We hold diversity and inclusion, among our workforce and those we work with, as one of our highest values. Through our recruiting practices, we ensure the people who work hard everyday to help more Americans achieve homeownership represent a broad mosaic of the population we serve.





More Americans own homes today than at any other time in history. Fannie Mae is working to expand homeownership opportunities by joining with lenders and community partners to create products and technologies to reach underserved communities so that more people can own their own homes.';
The Housing and Urban Development in their Grants Available page makes it clear that they do not provide grants to individuals -- hence no grants for a person to buy a home http://www.hud.gov/grants/index.cfm





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';While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available.';


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You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two FREE sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.





Even if you buy books on ';how to get grants'; or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.





Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.





Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs





Your best bet is to go to the non profits, which typically receives these government grants. Examples include Habitat for Humanity. Or Nehemiah Corp http://www.getdownpayment.com which provides free downpayment grant assistance to low income families
Wouldn't suprise me, we give my tax dollars to you for everything else.
While this answer may not be directed to the person asking (due to her extraordinary work ethic) please feel free to pass this advice along!








Yep.





I will give you a quick rundown of how it works....





1. have a child


2. ditch the man (he will usually leave on his own)


3. apply for aid (state and federal)


4. repeat





You can amass large sums of money this way and maybe even get a free house. Meanwhile I go to work and pay my taxes and contribute to society for your free housing.





Don't forget that in order for all of this to work you CANNOT be gainfully employed. Just sit at home and listen to the kids cry and smoke cigarettes all day long. When you feel depressed, just head down to the supermarket and buy some t-bone steaks with your food stamps. The minimum wage jockey behind the register will stare with admiration at your affluence. Next you can head down to the convenience store and get some lottery tickets, alcohol, and cigarettes with your food stamps. You will pay a small premium for the ';convenience';, but it is well worth it. Then head over to your B.F.'s house while your kids watch each other and pop another little one in the oven.








Ain't America great?





Good luck, and hope this helps!





-monkey